Personal Debt
Personal Debt Advise
October 18, 2009
- Debt Management Companies Are Plentiful Now …
You can hardly turn on the TV without seeing an advertisement for a debt consolidation program or a debt management company. The advertisements seem to be everywhere, and they are.
The reason is be
October 2, 2009
- The Open Secret Of Planning For Debt Management
It's called a budget! Sometimes people think of budgets as monetary constraints that are designed to suck all of the fun right out of life. Nothing could be further from the truth.
Planning for de
September 15, 2009
- Should Debt Consolidation Loans Be Considered
A multitude of small monthly payments can add up to very big trouble. Before you know how it happened, you can suddenly have more payments going out than you have income coming in every month.
You
September 1, 2009
- Debt Management And Consumer Counseling
It isn't very hard to get into financial difficulties. Getting out is a lot harder. It might be a bit painful, but it can be done.
And once you have breathed out-of-debt air, you will never again
August 17, 2009
- Singing The Debt Management Blues
It is so very easy to find yourself in debt up to your eyebrows. How you got there is important, of course, but how you are going to get out and be able to stop singing the blues is a more pressing qu
July 31, 2009
- Debt Management By Negotiation Is An Option But Be Careful …
Negotiation is an ancient art, but that art is not the kind of negotiation that we are talking about here. You have very likely seen the advertisements by companies claiming that through negotiation t
July 14, 2009
- Free Vs Paid Debt Management Services
When a person finds himself deeply in debt and needing some relief from the burden, he is faced with the question of whether he should use a free debt management service or a paid-for debt management
June 30, 2009
- It's All About Taking Control With Debt Management
You wouldn't even attempt to drive a car that didn't have a steering wheel, would you? Of course not! You wouldn't have any control over where it was going.
The same thing is true of your financ
June 15, 2009
- The Big Debt Management Trap The Credit Cards!
Back in 2004, a man in Southern California got so tired of the offers that arrived in his email box for preapproved credit cards that he got an email address for his dog, Clifford. Sure enough, the of
May 29, 2009
- Budgeting For Debt Management Is Crucial!
Of course, the earlier you make a financial plan (think budget), the better and easier life will be. However, if you have been conducting your financial life without a plan and find yourself in a real
May 13, 2009
- Excessive Debt Will Become A Family Crisis If …
A family crisis can be caused by many things. A job that was thought to be secure can be lost. Sickness and accidents can happen. An older parent can require care.
Lots of things can happen that ar
October 10, 2008
- What Is A Payday Loan
Payday loans when used wisely can be a blessing. A payday loan can solve an unexpected financial obligation for the short term. When they are used foolishly, however, payday loans can be anything but
September 26, 2008
- What Is Emergency Debt Relief
It isn't hard to get into debt way beyond your means to repay that debt. The credit card companies have been engaging in handing out credit cards with high limits to people who don't have and will l
September 12, 2008
- What Is Credit Counseling
Credit counseling isn't a new idea that just was born in the twenty-first century. It's been around for a while now. In 1951 the first credit counseling agencies were created in the United States wh
August 27, 2008
- Managing Your Credit Card Debt
Personally, I consider credit cards one of the necessary evils for living in the modern world. We all need a credit card. You'd have a hard time making a purchase online without one of those little m
August 9, 2008
- Know Your Mortgage Options
Owning a home is one of the main ingredients of achieving the "American Dream." You're probably reading and hearing about the mortgage crisis in America right now. It's real, but the main thing to
July 28, 2008
- Know Your Rights If A Debt Collector Comes Knocking
The Fair Debts Collection Practices Act sets guidelines about what debt collectors can and cannot do. You need to know the rules so you know when they have been broken.
If you have the unfortunate
July 26, 2008
- Should You Engage A Debt Management Company To Help You
The woods are full of debt management companies. You won't have to search far and wide to find one. Basically what a debt management company does is take over management of the finances for an indivi
July 24, 2008
- What Is A Structured Settlement Company
A structured settlement is a court-ordered settlement for an injury claim. The awarded amount is not paid out in a lump sum when the settlement is reached. Rather, usually a small portion of the settl
July 12, 2008
- Personal Bankruptcy Is Increasing …
Filings for personal bankruptcies are at an all-time high today. The reason is fairly obvious to anybody who has the vaguest idea about how family budgets work. I can explain the problem in two words:
