Personal Finance Advice

May 28, 2009

• You Should Do Your Estate Planning

  It is always amazing to me that people overlook one of the two certainties of life. Those two certainties, according to conventional wisdom, are taxes and death. Taxes, people plan for and pay. Death

May 15, 2009

• What Is Currency Trading

  Many average everyday people are turning to currency trading in order to make extra money. The name most often heard for this activity is "forex". Forex is a short version of the term "foreign exch

April 29, 2009

• Life Insurance Options

  There are basically two kinds of life insurance. There is "term life," which is an insurance policy for which monthly payments are made. Term life insurance policies do not ever accrue a cash value.

March 31, 2009

• What Are Fha Loans

  Basically, an FHA loan is a loan that is guaranteed by the Federal Housing Administration. Lenders are insured against loss when they make loans to people who otherwise would not qualify for a mortgag

March 17, 2009

• Start Your Children's College Fund Early …

  Ah! The problem that all parents face is the prospect of paying for a child's education. We encourage our children to seek a higher education all of their lives, but while we are encouraging them, we

March 4, 2009

• Household Economy Tips That Can Help Us All

  The powers that be tell us that we are not now technically in a recession, and they also maintain the position that inflation is "low." The inflation rate in April 2008 was at 3.78%. Of course, when

February 18, 2009

• Planning For Your Retirement Is Crucial …

  It doesn't take a rocket scientist to figure out that if you'd ever like to be financially able to really retire, you had better start doing some serious financial planning early on. Even if you pay

February 4, 2009

• Wealth Building For The Young Adult

  When a baby is born into this world, he gets here with nothing and needing everything. It isn't much different when a young person ventures out on their own. The young adult usually starts with a col

January 22, 2009

• Home Improvement Loans For You

  Home improvement loans are secured loans, unlike credit cards, which are not secured loans. The equity in the home is the collateral that is used for a home improvement loan. A home improvement loan i

January 9, 2009

• Should You Be Preparing For A Recession

  America may be headed toward a recession. Some say that we have already arrived, while others say that the "scaredy cats" are just crying wolf and there is no recession in sight. Everything, so say

December 24, 2008

• Why Property Taxes Does Not Decrease When Your Property Value Decreases

  You would think with property values going down the toilet that property taxes would follow, but that isn't the case. No matter that a property has decreased in value, the property tax might go down

December 11, 2008

• Is Stock Market Investing For You

  Many people think that investing in the stock market is more of less like playing Russian roulette with their life savings. The truth is, however, if you have a good stockbroker who understands your f

November 28, 2008

• What Student Loans Are Available …

  Private student loans aren't quite as easy to get today as they once were. The reason why lenders are becoming more hesitant about making student loans is probably the high default rate. That's not

November 13, 2008

• The History Of Interest Rates …

  Interest! Interest is money that is paid to a lender over and above the borrowed amount. Interest is also money that is paid to savers on savings accounts, certificates of deposits, money market accou

October 30, 2008

• The Financial Realities Of Going Through A Divorce

  When we marry the love of our lives ? our soul mates ? we expect that relationship to last a lifetime. Unfortunately, that just isn't always the case. Sometimes things simply do not work out. Time go

October 15, 2008

• Should You Buy Or Lease A Vehicle

  To buy or to lease, that is the question. There isn't a single right answer, though. Whether you choose to buy or to lease your next vehicle is a matter of personal preference. There are advantages t

October 2, 2008

• Know The Income Tax Mistakes …

  The fact is, Americans are required to file income tax returns. Each and every citizen is required to be accounted for during tax season ? including children (as dependents).

  Most people earn inco

September 16, 2008

• You Really Do Need To Think About Extended Care Insurance …

  Extended care insurance is sometimes called "long term care" insurance. Both terms refer to insurance intended to cover the expenses incurred when a person must reside in a nursing home facility whe

September 3, 2008

• Medical Bankruptcy Is Growing

  The health care system in the United States is broken. About half of all bankruptcies are declared because of insurmountable medical bills, and of that huge number, about 75% of them had health insura

August 20, 2008

• Tax Tools Has Definitely Evolved Over Time …

  When pencils with erasers were first invented, they were probably hailed as the number one best tax tool in existence. For a great many years, the only tax "tools" were pencils (with erasers) and th